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1644 Ocean STSanta Cruz, CA 95060

Condo/Townhouse · 2 Beds · 1 Full Bath · 1 Half Bath · 1,023 Sq. ft. | 0.02 Acres
$729,000 Active

1644 Ocean ST Overview

Time on Site:
49 days
Visits:
2

Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.

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1644 Ocean ST Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 1,023
  • Price/Sq.ft. $713
  • Lot 0.02 Acres

Details

General

Association/HOA

  • Association Amenities: Common Utility Room
  • Association Fee: 360
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Electricity,Exterior Painting,Garbage,Insurance - Common Area,Maintenance - Common Area,Maintenance - Exterior,Reserves,Roof,Water
  • Association Name: Ocean Street Terrace
  • Association: 1

School Information

  • School District: Santa Cruz City High

Green Features

  • Green Energy Efficient: Double Pane Windows

Building Information

  • Year Built: 1989

Location/Region

  • County Or Parish: Santa Cruz
  • MLS Area Major: East Santa Cruz

General Information

  • Parcel Number: 008-081-52-000
  • Property Type: Residential
  • Zoning: N/A

Interior

Parking Information

  • Garage Spaces: 1

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bedrooms Total: 2

General Information

  • Cooling: None
  • Fireplace: 0
  • Flooring: Wood
  • Foundation Details: Concrete Perimeter and Slab
  • Heating: Wall Furnace
  • Laundry Features: In Utility Room,Outside,Washer / Dryer
  • Living Area: 1023
  • Security Features: Secured Garage / Parking
  • Stories Total: 2

Exterior

Parking Information

  • Parking Features: Parking Area
  • Parking Total: 1

Lot Information

  • Lot Size Source: Assessor
  • Water Source: Public

Building Exterior/Construction

  • Roof: Shingle,Composition

General Information

  • Fencing: Wood
  • Horse: No
  • Pool Private: 0
  • Sewer: Sewer - Public
  • Utilities: Public Utilities

1644 Ocean ST Neighborhood

Community

95060 (SANTA CRUZ) Demographics

35
Median Age
688
Population Density (per sq. mile)
62%
College Educated
$87,159
Estimated Median Income
9,746
Estimated Total Home Owners
9,284
Estimated Total Renters
51% / 49%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1644 Ocean ST Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1644 Ocean ST Market Data

Based on the last 30 days in this zip code

$1,794,932
Average List Price
$855
Average Price per Square Foot
41
Properties Sold
129
Average Days on Market
262
Properties for Sale
Calculations provided by Reliance Network

1644 Ocean ST History

Date Event Value Agent
6/24/2026Source: CRMLS Price Reduction
$729,000 -1.8%
6/24/2026Source: bridgeMLS Price Reduction
$729,000 -1.8%
6/24/2026Source: MLSListings Price Reduction
$729,000 -1.8%
5/11/2026Source: bridgeMLS Added to Database
May 11, 2026
5/11/2026Source: CRMLS Added to Database
May 11, 2026
5/11/2026Source: MLSListings Added to Database
May 11, 2026
5/8/2026Source: MLSListings Added to Database
May 08, 2026
5/8/2026Source: MLSListings Added to Database
May 08, 2026
11/9/2022Source: CRMLS Added to Database
November 09, 2022
Listing provided courtesy of Christie's International Real Estate SerenoMike Bloch- MLS# ML82046506MLS ProviderContact Information: (831) 460-1100